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“Cardholder” means a person whose name is in a Card Account and who’s responsible for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Business Day” means a day on which the related workplace in BRAC Bank specified in the Application Form or through which the Card is provided or such other office as may be notified by BRAC Bank to the Cardholder, is open for regular enterprise transactions. “Authorized Dealer” means a licensed vendor as outlined in the Foreign Exchange Regulations Act 1947 as amended once in a while.

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From time to time, Bank might monitor and/or document telephone calls between the Cardholder and Bank to guarantee the quality of its customer service or as required by applicable legislation. When presenting the Priority Pass card on entering the lounge, lounge employees will take an imprint of the cardboard and issue a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which will take the cardholder’s element off the magnetic strip on the reverse aspect of the Priority Pass card. Where applicable, the cardholder must sign the ‘Record of Visit’ voucher, which may even reflect the exact variety of accompanying friends, if any, however does not present any per individual per visit charge.

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In the occasion the identical is not obtained in a sealed envelope, the Cardholder shall contact a BRAC Bank branch or the BRAC Bank 24-Hour Call Center. The PIN offers entry to the Card Account and the Cardholder accepts the sole duty to be used, confidentiality and safety of the PIN, in addition to for all orders and knowledge changes entered into the Card Account using such PIN. The Cardholder shall not report the PIN in any kind so as to facilitate the PIN coming to the knowledge of a 3rd party. BRAC Bank is authorized by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the same.

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If the Cardholder doesn’t obtain the Statement of Account for the particular Statement Period, s/he ought to notify the Bank within 7 days of the assertion date and request a copy of the Statement of Account for the Particular Statement interval. Non-receipt of Statement of Account shall not be construed by the Cardholder to be adequate for non-payment of dues in time. The Bank cannot be held liable for non-receipt of assertion due to unforeseen circumstances and circumstances outside the Bank’s control.

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Payments made by the cheques drawn on a location where the Bank does not have a branch shall be topic to a processing and dealing with charge as decided by the Bank once in a while. A cheque deposit shall be acceptable for collection and the proceeds shall not be available until the cheque has been cleared and the proceeds paid to the Bank. Any cash deposits may only be regarded as having been acquired by the Bank upon crediting the identical to the Card Account. Use of the Card at any ATM of the Bank or some other financial institution or institution with whom the Bank has an Agreement for the usage of the ATM of the stated bank or establishment by which case advance shall be additional topic to the relevant day by day withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card with out assigning any reason.

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